Fintech project – Zeptos
Client overview
Client: Zeptos
Industry: Financial Services
Location: Zapopan, Mexico
Team Size: 1–10 employees
Product type: Personal Finance Management (PFM) Application
Project Background
Zeptos, a fintech startup, aimed to empower users with tools to manage their personal finances and investments comprehensively. Through Alset’s expertise, Zeptos developed a Personal Finance Management (PFM) application that offers users a holistic view of their financial health, enabling them to make informed decisions and take control of their financial growth.
The challenge
Zeptos required a custom-built PFM solution that would provide users with a suite of financial tools to manage their assets, connect bank accounts, set budgets, and track their net worth. The application needed to integrate advisory features covering accounting, tax, and investment planning, making financial management accessible and straightforward for everyday users while adhering to legal and regulatory standards.
Solution Provided by Alset
Alset developed a comprehensive PFM application for Zeptos, delivering a solution that combined financial management tools with advisory and planning features. Key aspects of the solution include:
Account Aggregation and 360° Financial View
The app connects seamlessly with users’ bank accounts, enabling them to monitor their assets, liabilities, and cash flow from a single platform. This provides users with a 360° view of their finances.
Budgeting and Asset Tracking
Users can set budgets, track expenses, and record asset growth, promoting financial discipline and transparency.
Investment Advisory Services
Users receive impartial investment advice and diversified portfolio recommendations, helping them achieve their financial goals. Integrated with Zeptos’ advisory services, the application offers educational resources and ongoing support to guide users’ financial journeys.
Tax and Accounting Support
Partnered with tax and accounting experts, the app assists users in legal and fiscal compliance, including support for tax optimization and audit representation if needed.
Retirement Planning (PPR)
The application includes a specialized module for retirement planning, offering users tax benefits, flexible saving options, and secure investment strategies for retirement preparation.
Debt Restructuring and Credit Repair
Users can access tailored debt consolidation and credit repair services, negotiating better rates and payment terms to reduce their monthly expenses and pay down debt faster without damaging their credit.
The results
Since launching the PFM application, Zeptos has observed a steady increase in user engagement as clients actively utilize the tools to manage their finances and investments. The app has successfully empowered users to track their financial growth, optimize tax savings, and make informed investment decisions. The platform’s integrated advisory services have enhanced user satisfaction by offering professional guidance that aligns with individual financial goals.
Key Features and Benefits
Holistic Financial Management
The app’s 360° view provides users with an all-encompassing perspective on their finances, promoting transparency and financial empowerment.
Tailored Advisory Services
Integrated advisory features cover tax, accounting, and investment planning, ensuring users can make informed decisions backed by expert insights.
Flexible Retirement Planning
The retirement module allows users to adapt their plans as their financial situations change, including options for early retirement and adjusting savings strategies.
Debt Management and Credit Repair
Customizable debt restructuring services help users manage their obligations efficiently, reducing interest rates and improving credit health.
Interested in empowering your users financially?
Partner with Alset to create custom financial management solutions tailored to your clients’ needs.